Being in a car accident can be devastating and costly. However, you should know what to do after a car accident that can be imperative to a beneficial outcome for all of the parties involved. First and foremost, always stop after an accident even if the other party leaves the scene. Always keep personal safety and the safety of others in mind by protecting the scene with flares, flashers or a flashlight. Regardless of minor damages to the vehicles involved or the absence of injuries, always call police to report the accident even when another party requests to avoid police involvement.
Once the police are on scene, tell the officer what happened to the best of your knowledge. Simply state that you do not remember certain events as they happened if you in fact do not recall how or why certain things occurred. If an officer asks if you are injured and you are not really sure, again state that you do not know rather than saying “no” at the scene. Remember to document the scene with photos of vehicle damages or personal injuries by utilizing a camera or cell phone equipped with a camera. Information should be collected and exchanged between all of the parties involved in the accident and witnesses that were privy to the collision. Typically an officer will collect this information. However, in the absence of police presence, be sure to view the insurance cards of the involved parties and write down the pertinent information or photograph the insurance coverage.
Contact your car insurance provider immediately following the accident and inquire about MedPay, or medical benefits included in your insurance policy. MedPay will be used to cover medical bills of you and other occupants of your vehicle to a certain extent in which your private health insurance provider will take over medical costs. Always seek medical attention at the local ER or through your private physician following even the most minor of vehicle accidents. Some injuries sustained from car accidents are not immediately visible. Remember, the most important think you can do following a car accident is to contact your attorney to protect your rights.
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